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XP for gold

XP for treasure in dungeons and vaults and similar is already factored in to the monsters that are guarding the treasure.

Tier 1 A single item worth 100 dinars or more, or a nonconsumable rare magic item
Tier 2 A single item worth 1000 dinars or more, or a nonconsumable very rare magic item
Tier 3 A single item worth 5000 dinars or more, or a nonconsumable legendary magic item
Tier 4 A single item worth 50000 dinars or more, or an artifact

Party level	Tier 1 item	Tier 2 item	Tier 3 item	Tier 4 item
1	30	60	90	120
2	60	120	180	240
3	180	360	540	720
4	380	760	1140	1520
5	Nothing	750	1500	2250
6	Nothing	900	1800	2700
7	Nothing	1100	2200	3300
8	Nothing	1400	2800	4200
9	Nothing	1600	3200	4800
10	Nothing	2100	4200	6300
11	Nothing	Nothing	1500	3000
12	Nothing	Nothing	2000	4000
13	Nothing	Nothing	2000	4000
14	Nothing	Nothing	2500	5000
15	Nothing	Nothing	3000	6000
16	Nothing	Nothing	3000	6000
17	Nothing	Nothing	Nothing	4000
18	Nothing	Nothing	Nothing	4000
19	Nothing	Nothing	Nothing	5000

For example, if a level 2 party finds a gem worth 100 dinars, everyone gets 60xp.

A.k.a. making an honest living.

For every five dinars over the threshold you earn per month you get 1xp.

So if you are a level 5 character who earn 4000 dinars by trading, you get (4000-650)/5 = 670 xp.