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XP for gold

XP for treasure in dungeons and vaults and similar is already factored in to the monsters that are guarding the treasure.

Tier 1 A single item worth 100 gp or more, or a nonconsumable rare magic item
Tier 2 A single item worth 1,000 gp or more, or a nonconsumable very rare magic item
Tier 3 A single item worth 5,000 gp or more, or a nonconsumable legendary magic item
Tier 4 A single item worth 50,000 gp or more, or an artifact

Party level	Tier 1 item	Tier 2 item	Tier 3 item
1	30	60	90
2	60	120	180
3	180	360	540
4	380	760	1140
5	Nothing	750	1500
6	Nothing	900	1800
7	Nothing	1100	2200
8	Nothing	1400	2800
9	Nothing	1600	3200
10	Nothing	2100	4200
11	Nothing	Nothing	1500
12	Nothing	Nothing	2000
13	Nothing	Nothing	2000
14	Nothing	Nothing	2500
15	Nothing	Nothing	3000
16	Nothing	Nothing	3000
17	Nothing	Nothing	Nothing
18	Nothing	Nothing	Nothing
19	Nothing	Nothing	Nothing

For example, if a level 2 party finds a 100 gp gem, everyone gets 60xp.

A.k.a. making an honest living.

For every five dinars over the threshold you earn per month you get 1xp.

So if you are a level 5 character who earn 4000 dinars by trading, you get (4000-650)/5 = 670 xp.